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The Biden Administration announced $39 billion in automatic loan forgiveness to 804,000, according to a July 14 press release from the U.S. Department of Education. This wave of student loan forgiveness is separate from the forgiveness plan outlined in August 2022 that the Supreme Court recently struck down in June 2023. Under Secretary James Kvaal said in the statement that "millions of borrowers had earned loan forgiveness but never received it." Who qualifies for the Biden Administration's student loan forgiveness? With the Biden administration's widespread student debt relief blocked by the Supreme Court, the future of student loan forgiveness is currently on hold.

Persons: James Kvaal, Kamala Harris, Mark Kantrowitz, they've, accrual Organizations: Biden Administration, U.S . Department of Education, Supreme Court, Federal, Department of Education, Biden, CNBC, of Education, Department, Education, Supreme, The, CNBC Select's, Facebook, Twitter

Car insurance costs are on the rise in 2023. Here are three ways to make sure you find the best car insurance deal for you. Bundle your renters or homeowners insurance with your car insuranceIf you already have homeowners or renters insurance, you might be able to save on your car insurance by getting your car insurance from the same company. According to InsuranceQuotes data, the average driver saves about 16% on their insurance premiums by bundling their homeowners insurance with their car insurance. If you don't have homeowners insurance yet and are looking for a provider, CNBC Select has picked the best homeowners insurance on the market.

(See our methodology to see how we choose the car insurance companies for high-risk drivers.) Best car insurance for high-risk driversBest overall: State FarmState Farm Best for at-fault accidents: ErieErie Best for speeding tickets: GeicoGeico Best for DUI/DWI: ProgressiveProgressive Best for military members and veterans: USAASubscribe to the Select Newsletter! What's the best car insurance for high-risk drivers? Each car insurance company considers your risks differently and will price your car insurance premium accordingly. Our methodologyTo find the best insurance companies for high-risk drivers, CNBC Select looked at dozens of insurers offering coverage to high-risk drivers.

Black families face unique, racist barriers to creating wealth, from homeownership to business ownership, says Salene Hitchcock-Gear, president of individual life insurance at Prudential. To work towards closing the racial wealth gap and building generational wealth for Black Americans, it's important to understand what obstacles stand in the way. Black Americans face lower median credit scoresWhile the credit scoring system was created to take the bias out of lending, it's become yet another hurdle that prevents many Black Americans from building wealth. The bottom lineAfter many generations of being excluded from wealth-building, Black Americans still face a unique set of challenges stemming from racial discrimination. However, making homebuying and financial literacy more accessible could start to narrow the wide racial wealth gap in the US, and help Black families build generational wealth.

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